$0LLM Cost IntelligenceClient-Side FinOps & Token Budgeting

Workload Benchmark & Cost Model

RAG Q&A LLM Cost Breakdown & Model Comparison

Production RAG Q&A pairs a stable system, citation, and tool-schema prefix (1,800 tokens) with per-query retrieved chunks and user questions (3,200 dynamic tokens) to produce concise grounded answers (450 output tokens) at 2,000 requests/day.

1. Select Workload Preset
1,800
3,200
450
2,000
85%

RAG Q&A Cost Comparison (20 models)

100% Client-Side · Zero Prompt Transmission

Avg input/turn: 5,000 tok · Daily turns: 2,000 · Registry verified: 2026-11-12

Model & HostActive Tier & RulesEff. In / Out ($/1M)Cache Read ($/1M)DailyMonthly (30d)$/1K TurnsSavings vs Sync
LOWESTGPT-6 Luna
OpenAI·OpenAI First-Party·922K max in
Verified 2026-11-12Official Docs ↗
Cache On
Standard (<= 272K)
$0.100
$0.500
$0.0100$1.18$35.50$0.592
-18.4%
$8/mo saved
Anthropic·Anthropic First-Party·1000K max in
Verified 2026-11-12Official Docs ↗
Cache On
Standard (<= 100K)
$0.100
$0.500
$0.0100$1.18$35.50$0.592
-18.4%
$8/mo saved
Mistral Small 4 (2603)Open-Weight
Mistral·Mistral La Plateforme·256K max in
Verified 2026-11-12Official Docs ↗
Cache On
Standard (<= 256K)
$0.150
$0.600
$0.0150$1.63$48.81$0.813
-20.3%
$12/mo saved
Groq·Groq LPU·131K max in
Verified 2026-11-12Official Docs ↗
Cache On
Standard (<= 131K)
$0.150
$0.600
$0.0750$1.81$54.32$0.905
-11.3%
$7/mo saved
GPT-OSS 120B (Together AI)Open-Weight
Together AI·Together AI Serverless (MXFP4)·131K max in
Verified 2026-11-12Official Docs ↗
Standard (<= 131K)
  • • Prompt caching is not supported on this model/provider.
$0.150
$0.600
—$2.04$61.20$1.0200.0%
GPT-OSS 120B (Amazon Bedrock)Open-Weight
AWS Bedrock·Amazon Bedrock (US Regions)·128K max in
Verified 2026-11-12Official Docs ↗
US Standard (<= 128K)
  • • Prompt caching is not supported on this model/provider.
$0.150
$0.600
—$2.04$61.20$1.0200.0%
DeepSeek·DeepSeek First-Party·1000K max in
Verified 2026-11-12Official Docs ↗
Cache On
Standard (<= 1M)
$0.300
$1.200
$0.0060$3.18$95.41$1.590
-22.1%
$27/mo saved
Together AI·Together AI Serverless (FP8)·1000K max in
Verified 2026-11-12Official Docs ↗
Cache On
Standard (<= 1M)
$0.300
$1.200
$0.0060$3.18$95.41$1.590
-22.1%
$27/mo saved
Llama 4 Maverick 17B (Amazon Bedrock)Open-Weight
AWS Bedrock·Amazon Bedrock (US Regions)·1000K max in
Verified 2026-11-12Official Docs ↗
US Standard (<= 1M)
  • • Prompt caching is not supported on this model/provider.
$0.240
$0.970
—$3.27$98.19$1.6370.0%
Mistral Large 4Open-Weight
Mistral·Mistral La Plateforme·1000K max in
Verified 2026-11-12Official Docs ↗
Cache On
Standard (<= 1M)
$0.700
$2.100
$0.0700$6.96$208.87$3.481
-21.7%
$58/mo saved
Google·Google AI Studio / Gemini API·1049K max in
Verified 2026-11-12Official Docs ↗
Promo ends 2026-12-31
Intro Promo (<= 1M, thru 2026-12-31)
  • • Promotional rate expires on 2026-12-31 (49d remaining).
  • • Turn 1 prefix (1800 tokens) is below model caching minimum (4096 tokens); uncached turns bill at standard input rate.
$0.750
$3.750
—$10.88$326.25$5.4380.0%
Qwen3.8 27B Preview (Groq)Open-Weight
Groq·Groq LPU·131K max in
Verified 2026-11-12Official Docs ↗
Standard (<= 131K)
  • • Prompt caching is not supported on this model/provider.
$0.800
$4.000
—$11.60$348.00$5.8000.0%
DeepSeek V4 Pro (0813)Open-Weight
DeepSeek·DeepSeek First-Party·1000K max in
Verified 2026-11-12Official Docs ↗
Cache On
Standard (<= 1M)
$1.320
$3.960
$0.0440$12.86$385.78$6.430
-23.3%
$117/mo saved
OpenAI·OpenAI First-Party·922K max in
Verified 2026-11-12Official Docs ↗
Cache On
Standard (<= 272K)
$2.000
$10.000
$0.1000$23.36$700.76$11.679
-19.5%
$169/mo saved
Anthropic·Anthropic First-Party·1000K max in
Verified 2026-11-12Official Docs ↗
Cache On
Standard (<= 1M)
$2.000
$10.000
$0.1000$23.36$700.76$11.679
-19.5%
$169/mo saved
Claude Sonnet 5.5 (Amazon Bedrock)
AWS Bedrock·Amazon Bedrock (Cross-Region Inference)·1000K max in
Verified 2026-11-12Official Docs ↗
Cache On
Global CRIS (<= 1M)
$2.000
$10.000
$0.1000$23.36$700.76$11.679
-19.5%
$169/mo saved
Google·Google AI Studio / Gemini API·1049K max in
Verified 2026-11-12Official Docs ↗
Promo ends 2026-11-30
Intro Promo (<= 1M, thru 2026-11-30)
  • • Promotional rate expires on 2026-11-30 (18d remaining).
  • • Turn 1 prefix (1800 tokens) is below model caching minimum (4096 tokens); uncached turns bill at standard input rate.
$2.000
$10.000
—$29.00$870.00$14.5000.0%
Gemini 3.1 Pro Preview
Google·Google AI Studio / Gemini API·1049K max in
Verified 2026-11-12Official Docs ↗
Standard (<= 200K)
  • • Turn 1 prefix (1800 tokens) is below model caching minimum (4096 tokens); uncached turns bill at standard input rate.
$2.000
$12.000
—$30.80$924.00$15.4000.0%
Claude Fable 5.2
Anthropic·Anthropic First-Party·1000K max in
Verified 2026-11-12Official Docs ↗
Cache On
Standard (<= 1M)
$8.000
$40.000
$0.2000$92.82$2,784.70$46.412
-20.0%
$695/mo saved
OpenAI·OpenAI First-Party·922K max in
Verified 2026-11-12Official Docs ↗
Cache On
Standard (<= 272K)
$10.000
$50.000
$1.0000$118.32$3,549.72$59.162
-18.4%
$800/mo saved

Budgeting & Tokenizer Disclaimer: Estimates assume USD list pricing verified on 2026-11-12. Actual token counts vary across provider tokenizers (for example, Claude 4.7+ uses a newer tokenizer that generates ~30% more tokens on identical prose than legacy models), and reasoning models bill hidden thinking tokens as output tokens.

Token Anatomy & Scaling Assumptions

  • Cacheable Prefix (1,800 tokens): System instructions, grounding/citation rules, JSON output guidelines, and fixed few-shot examples.
  • Dynamic Input (3,200 tokens): Top-k vector/hybrid retrieved document chunks plus the user's raw query—changes on every request and cannot be cached across distinct questions.
  • Completion Output (450 tokens): Grounded answer with inline source citations (plus thinking tokens on reasoning-enabled models).
  • Daily Scale: 2,000 requests/day across 16 active hours/day (60,000 requests/month on a 30-day basis).

Worked Note: Under default RAG Q&A parameters (1,800 prefix / 3,200 dynamic / 450 output, 2,000 req/day, 85% hit, 12 writes/hr over 16h), Claude Sonnet 5.5 ($2.00 in / $10.00 out / $0.10 read / $2.50 5m write) and GPT-6.1 Sol ($2.00 in / $10.00 out / $0.10 read / $2.50 30m write) both total $23.36/day ($700.76/mo) vs. $870.00/mo uncached—saving $169.24/mo (19.5%). Routing the same traffic to Claude Haiku 5.5 ($0.10 in / $0.50 out / $0.01 read / $0.125 5m write) drops the bill to $1.18/day ($35.50/mo vs. $43.50/mo uncached).

Caching & Batch Strategy

With an 1,800-token static prefix, this preset exceeds OpenAI's 1,024-token minimum, Anthropic's 512-token minimum (5.x models), and Mistral's 64-token block minimum—while falling short of Gemini's 4,096-token implicit/explicit threshold. At an 85% cache hit rate and 12 cold writes/hour (192 writes/day), cache reads drop to 0.02x–0.10x input price depending on provider.

Live user-facing RAG Q&A requires sub-second to few-second latency, so Batch API (up to 24h turnaround) is turned off by default. Use Batch only for offline RAG evaluation suites or overnight knowledge-base indexing QA runs.

Cost Trap Warning: Do not inflate retrieved chunk counts carelessly: dynamic RAG chunks are uncached on every query and dominate the bill (~64% of input tokens here). Also note Gemini models require at least 4,096 prefix tokens to activate caching, so a 1,800-token RAG system prompt receives zero cache discount on Gemini.